Auto Insurance Options

Auto Insurance 101 Learn the basics before applying!

The Price of Auto Insurance

The price of insurance is among the biggest concerns of shoppers, especially with such a wide range of prices. The key is to compare the same coverage, as they say "apples to apples", keep in mind the extras such as towing, rental,deductibles and liability limits change the cost of auto insurance.

Quality of Auto Insurance Company

Not every auto insurance provider is created equal. Providing an auto insurance policy is much different then servicing it. In the event of a claim, the policy holder should be confident the carrier will provide good customer service and cover claims. A financially stable insurance company with a solid track record may be worth an additional amount of cost in coverage.

Correct Amount of Coverage

Coverage required will very depending on age and type of vehicle, miles driven and location. Determining enough but not too much auto insurance is critical to affordable coverage. Age of driver, sex, marital status and driving record all will impact the cost and amount of coverage to purchase. If you have an auto loan, there may be a minimum amout of coverage you are required to obtain.

Vehicle and Driver

Discounts for good driving records or a student will make coverage more affordable. Additionally, the vehicle catagory and replacement cost are all factors, checking the cost of insuring a car before purchasing it will save money.